<link href="//maxcdn.bootstrapcdn.com/bootstrap/4.1.1/css/bootstrap.min.css" rel="stylesheet" id="bootstrap-css"> <script src="//maxcdn.bootstrapcdn.com/bootstrap/4.1.1/js/bootstrap.min.js"></script> <script src="//cdnjs.cloudflare.com/ajax/libs/jquery/3.2.1/jquery.min.js"></script> <!------ Include the above in your HEAD tag ----------> <div class="container"> <div class="row"> <h1>Best retirement plan singapore</h1> </div> <b> Why You Need a Retirement Plan</b> </br></br> While CPF LIFE offers a basic safety net, most Singaporeans find it insufficient to cover lifestyle and healthcare expenses during retirement. Here’s why private retirement plans are worth considering: </br></br> Inflation Protection – Savings alone often lose value against inflation. </br></br> Guaranteed Income – Annuities provide stable monthly payouts for life or a fixed period. </br></br> Flexibility – Choose payout age, duration, and premium terms to suit your financial needs. </br></br> Family Protection – Many plans offer death or disability benefits alongside retirement income. </br></br> For this comprehensive review, InterestGuru.sg looks into the best retirement plans in Singapore that provide the highest income payout toward meeting your lifestyle needs and expenses. </br></br> Best Retirement Plan for Disability Benefit – Manulife RetireReady Plus III </br> Best Retirement Plan for Flexibility – NTUC Income Gro Retire Flex Pro II </br> Best Retirement Plan for Lowest Premiums – China Taiping i-Retire II </br> Best Retirement Plan for Guaranteed Payout – Singlife Flexi Retirement II </br></br> Related article: The Complete Guide to Retirement Planning </br></br> <b>What makes a good retirement plan or annuity policy? </b></br></br> The main objective of a retirement plan or annuities would be to provide a consistent stream of income starting from your preferred retirement age. Ideally, a shorter premium tenor would provide the highest yield to the maturity of the policy. </br></br> When comparing retirement or annuity plans in Singapore, evaluate them based on: </br></br> Guaranteed vs Non-Guaranteed Payouts </br> Guaranteed portion = stability. </br> Non-guaranteed bonuses = potential upside, but not assured </br></br> Premium Payment Options </br> Single premium (lump sum) vs limited pay (5–20 years) </br></br> Payout Flexibility </br> Choice of when your income starts to payout </br></br> Duration: fixed term or lifetime income. </br></br> Protection Benefits </br> Disability income benefitDeath benefit for dependents </br></br> Surrender & Liquidity </br> Can you access funds early if needed? </br></br> Find out more: Compare Best Retirement/Annuity Plans in Singapore </br> Read also: How pre-exisiting medical conditions can affect your insurance application </br> With all insurance companies in Singapore offering their retirement annuities, make sure you select only the best for yourself! </br></br> Read more: <b><a href="https://www.interestguru.sg/compare-best-retirement-plans-in-singapore/">Best retirement plan singapore </a></b> </br></br> </div>